credit card vs debit card businesswoman with many different cards in hands close-up. Cashless payments, anti-fraud and financial security

What Makes Credit And Debit Cards Different

You can hardly note the difference between a debit and a credit card when you take a physical look at them as their appearance is the same....
divorce and finances, divorce decree document and crumpled up money

9 Ways To Manage Finances After a Divorce

According to research done by American Psychological Association, between 40 and 50 percent of married couples in the United States separate. The divorce rate is higher for...
Shopping Black Friday or cyber monday concept. Shopaholic female hand reaches for the wallet with money. Uncontrollable shopping. Compulsive buying disorder or oniomania, how to stop impulse buying

10 Ways On How To Stop Impulse Buying

You walk into a mall to shop for groceries. As you are pacing your way to the grocery section, you can't help but notice the Cadbury chocolate...
A man showing an empty wallet no money. Bankruptcy concept, financial mistake concept

5 Financial Mistakes You Need To Avoid That May Cost You More

American business magnate and billionaire, Warren Buffet is famous for coining the phrase:‘Rule number one: never lose money,’ and ‘Rule number two: don’t...
Approved Mortgage loan application with house key and rubber stamp

How To Apply For And Get Approved For Your First Mortgage

Many Americans that dream of owning a home find buying or building a home to be a capital-intensive venture. One way you can get to buy your...
Money bag with the word Utilities and an arrow down and wooden houses on the calculator. Reduced prices for utilities. Low prices for electricity, heating. Payment for the use of water.

15 Easy Ways to Lower Your Utility Bill

If you are looking for ways to save more money, your monthly bills are one good place to start. For many homeowners, figuring out how to make...
Financial freedom written on a side of piggy bank

How To Become Financially Independent Before Your Retirement Age

Financial independence is a state in your finances where your investments generate more value than your expenses take out. To some, it may mean you do not...

11 Easy Ways To Start Investing As A Beginner

One good way you can ensure you have enough savings for your retirement is through investment. The earlier you start investing, the better because you get to...
Budgeting Using The 503020 Rule

Simple Budgeting: The 50/30/20 Rule

Budgeting. This is a term that has earned a poor reputation among many due to its time consuming and boring nature. I mean who’d want to keep...

How To Build Your Credit Score

Lenders rely your credit score to determine the amount of loan they can lend or if they are going to lend you any money in the end....

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